Have you been in a motor vehicle accident? Have you suffered a sports injury? You don’t have to be a senior to benefit from our services at Milestone Health Services Halton. If you’re reading this blog and are thinking: yes! Maybe someone gets it…please keep reading!

Anyone can experience an event that will make the things that used to be effortless seem impossible. That feeling of helplessness can be frustrating, humbling and, at times, so overwhelming that you want to give up.

We understand that having to think about rehabilitation and paying for additional medical expenses can be extremely stressful. Our goal is to provide you with the services you need at a reasonable cost.

 

Health Insurance and the cost of getting better

Getting the health care you need can often involve several insurance plans, especially if your home province has limitations on the services its infrastructure can provide. Prescription medication is usually dispensed at your own cost, no matter where you live.

  • Each province and territory has its own publicly-funded health care plan that offers certain services at no additional cost to you, if you qualify for them.
  • Most private health care insurance options require you to have valid provincial plan coverage as well because they complement one another. You can choose from various levels of coverage.
  • If you have a car, auto insurance is mandatory. Depending on your coverage level, services like attendant care is an option for contributors who have suffered an injury from an accident.

Ontario auto insurance resources

Find out more about motor vehicle accident benefit claims policies in Ontario by visiting the Financial Services Commission of Ontario.

We’re fortunate to live in Ontario, a province in which there are many social services to support recovery from such an accident.  Below is a snapshot of service coverage. Learn more about what OHIP covers versus the benefits of automobile insurance.

Compare benefits

The Ministry of Health and Long-Term Care pays for: Automobile Insurers pay for:

Medical costs (all physician services)

Hospital services

Mental health facilities

Air ambulance

Several professional in-home health services such as nursing, occupational therapy, physiotherapy, speech-language pathology, social work and nutritional services provided in a range of settings including the home, school or community

Any other ministry-funded services not covered under the Long-Term Care Act, 1994

Community Support Services such as: meals and transportation; caregiver support; home maintenance and repair; social or recreational services.

Attendant Care/Personal Support/Homemaking Services such as:

Assistance with activities of daily living; assistance with personal hygiene; house cleaning; laundry; preparing meals.

 

Service Canada, a federal department, also offers Employment Insurance benefits to qualified applicants in case of illness or injury.

** Unfortunately, if you haven’t joined a plan prior to your accident, it can be very difficult to obtain coverage.  It may be wise to consider researching your options as a precaution!

Make yourself a priority

If your doctor has recommended physiotherapy, for example, it’s crucial that you follow the plan so you can get back to normal quickly. If you’ve sustained major injuries that require you to be hospitalized, the nursing team will take care of you, but once you’re discharged and need to reacquaint yourself with your home, there is a real possibility that it will present some challenges in terms of mobility. It may be helpful to seek some in-home health care solutions.

It’s important that you don’t feel guilty about spending money on your recovery. We try our best to keep pricing affordable and flexible depending on the services you need. We also work with your private insurance company, and can often bill them directly. This can alleviate financial stress for you.

How can Milestone Health Services Halton help?

The key is for you to make your health a priority and take the steps to heal properly so you can get back to whatever your normal is. We offer many services to help you recover in the comfort of your own home.

If you live in the Halton area, including Georgetown, Burlington, Oakville, Milton and Mississauga North, and would like to discuss how we can meet your individual needs, contact Milestone Health Services Halton for a complimentary in-home consultation at 1-888-509-9394 or 905-864-9020. You can also use our online contact form.